CharlestonRecruiter
the smart solution for Charleston jobs

Sr. Lending Officer - Carolinas

Company: Bank of America Corporation
Location: Charleston
Posted on: February 13, 2019

Job Description:

Job Description: At Bank of America, we're guided by a common purpose to help make financial lives better by connecting clients and communities to the resources they need to be successful. Make a difference where it counts by joining our industry-leading Consumer Lending team at Bank of America and Merrill Lynch. We're looking for people with focus and drive -people who take the time to get to know clients, engage with them to understand what's important to them, and provide the lending solutions, service and expertise they need to achieve their financial goals. As part of the Bank of America team, senior lending officers (Sr. LOs) have access to industry leading products and services, award winning platforms and a team of dedicated loan coordinators and underwriters - all designed to meet the unique life priorities of our clients. Sr. LOs continually identify, develop and maintain a quality network of business relationships that serve as a recurring source of referrals for new mortgage lending opportunities. They also partner closely with financial center employees as part of one team that delivers exceptional client care. The Sr. LO is responsible for originating retail mortgage loans and other lending products - through uncovering client needs and matching them to our lending solutions. Contact with clients may be either by telephone or in-person. The Sr. LO proactively solicits new residential mortgage business and sells Bank of America lending products to meet established loan quality and production goals. This position is subject to SAFE Act registration requirements. Pursuant to the SAFE Act requirements, all employees engaged in residential loan mortgage originations must register with the federal registry system and remain in good standing. Since your position requires SAFE Act registration, you will be required to register and to submit to the required SAFE Act background check and registration process. Failure to obtain and/or maintain SAFE Act registration may result in your immediate termination We'll help you* Get training and one-on-one coaching from managers who are invested in your success. You'll take part in additional training and development through our Academy to develop in your role.* Grow your network to eventually grow your business. Leverage our relationships with one out of two U.S. households. Starting at a financial center, you'll interact with banking clients and small business owners alike. You'll also tap into a range of experts, from small business bankers to financial solutions advisors.* Provide end-to-end comprehensive lending guidance and solutions to prospective borrowers by uncovering their life priorities, analyzing financial and credit data, and determining client financing objectives.* Stay informed on changing market conditions, business trends and regulatory requirements by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements.* Demonstrate a commitment to professional ethics, as well as conform to all federal and state compliance policies and adhering to Home Mortgage Disclosure Act (HMDA) requirements. As a senior lending officer, you can look forward to* Providing exceptional client care with industry-leading products, services, education and a dedicated team of loan coordinators and underwriters.* Building a quality external network of business relationships that serves as a recurring source of referrals for new mortgage lending opportunities. Sources may consist of real estate professionals, builders, and professional and personal contacts.* Expanding your reach further through participation in business related development opportunities, community efforts to promote homeownership and professional organizations.* Robust marketing strategies to reach wider audiences with greater appeal.* Ongoing professional development to deepen your skills as the industry evolves and changes.* A world-class suite of employee benefits. You're a person who (required skills)* Has 2+ years of experience in a loan origination role with a focus on generating self-sourced business through a verifiable, established network of referral sources.* Understands how to manage pipeline effectively.* Has a strong knowledge of loan products (conventional, jumbo and government).* Has the ability to analyze income and assets properly in order to qualify clients for specific loan products.* Understands processing, underwriting and/or closing procedures.* Has a working knowledge of federal regulations governing real estate lending* Can work independently.* Is a strong communicator, both verbally and in writing.* Is self-motivated and highly organized.* Can prioritize multiple competing tasks.* Uses appropriate interpersonal styles, communication methods and approaches to gain clients.* Understands the connection of the level of service provided being directly correlated to driving sales volume.* Can be flexible to work weekends and/or extended hours as needed. You'll be better prepared if you have (desired skills)* Familiarity with FHA and HUD guidelines.* Strong computer skills including Microsoft applications and previous experience using laptop technology for communication purposes including accessing rate, credit and loan status information.* Solid time management skills and the ability to organize, prioritize and perform multiple tasks simultaneously.* The ability to analyze and comprehend complex financial data and provide financial alternatives.* Professional and effective interpersonal skills.* An ability to take ownership and accountability and can demonstrate integrity.* Adaptability and can demonstrate flexibility.* A positive attitude.* Effective communication styles. We're a culture that* Is committed to building a workplace where every employee is welcomed and given the support and resources to build and advance their careers. Along with taking care of our clients, we want to be a great place for people to work, and we strive to create an environment where all employees have the opportunity to achieve their goals.* Believes diversity makes us stronger, so we can reflect, connect to and meet the diverse needs of our clients around the world.* Provides continuous training and developmental opportunities to help employees achieve their goals, whatever their background or experience.* Is committed to advancing our tools, technology, and ways of working. We always put our clients first to meet their evolving needs.* Believes in responsible growth and is dedicated to supporting communities around the world by connecting them to the lending, investing and giving they need to remain vibrant and vital. Posting Date: 02/04/2019 Location: Savannah, GA, 22 Bull St (GA0200), Charlotte, NC, 9115 Harris Corners Pkwy (NC2905), Asheville, NC, Asheville Skyland BC, 1896 Hendersonville Rd, Boone, NC, Boone Main BC, 1800 Blowing Rock Rd, Wesley Chapel, NC, WESLEY CHAPEL, 5935 WEDDINGTON RD, Greensboro, NC, Friendly Center Branch BC, 629 Green Valley Rd, Raleigh, NC, Crabtree Valley BC, 4317 Glenwood Ave, Durham, NC, Durham Woodcroft BC, 4811 Hope Valley Rd, Greenville, NC, SOUTH PARK BC, 317 Greenville Blvd SE, Wilmington, NC, Hanover BC, 3305 Oleander Dr, Hilton Head Island, SC, INDIGO RUN OFFICE, 21 Hatton Pl, Charleston, SC, 540 Folly Rd (SC1344), Myrtle Beach, SC, Myrtle Beach Motor Bank, 2501 N Oak St, Rock Hill, SC, HECKLE & HERLONG BC, 1710 Heckle Blvd, Columbia, SC, Rice Creek BC, 4601 Hardscrabble Rd, - United States Travel: No Full / Part-time: Full time Hours Per Week: 40 Shift: 1st shift

Keywords: Bank of America Corporation, Charleston , Sr. Lending Officer - Carolinas, Other , Charleston, South Carolina

Click here to apply!

Didn't find what you're looking for? Search again!

I'm looking for
in category
within


Other Other Jobs


WAH- Benefit Consultants - PT/FT
Description: Nation 039 s largest provider of healthcare benefit programs is currently interviewing for self-motivated
Company: Ameriplan
Location: Charleston
Posted on: 02/16/2019

Customer Solutions Tech Support - Work From Home
Description: You will be provided the equipment computer and accessories to work from home where you will answer inbound calls from customers across the country and help them troubleshoot their home security and (more...)
Company: Mommy Jobs Online
Location: Mount Pleasant
Posted on: 02/16/2019

15G Aircraft Structural Repairer
Description: Army planes and helicopters need to be in tip-top shape inside and out to be ready to go at a moment's notice. As an Aircraft Structural Repairer in the Army National Guard, you will inspect, service, (more...)
Company: Army National Guard
Location: Savannah
Posted on: 02/16/2019


Manufacturing Technicians - die cast -
Description: Major established, brand name and global leading xA0 company has an opportunity at a good size and high volume plant in eastern GA not far from Savannah for 3 Manufacturing Technicians x2013 die cast (more...)
Company: Job Juncture
Location: Savannah
Posted on: 02/16/2019

Real Estate Associate -- Entry-Level
Description: Job Description A Real Estate Associate plays an essential role in a real estate transaction. In this role, you will advocate for your clients by understanding their preferences, representing them when (more...)
Company: Carolina One Real Estate
Location: Charleston
Posted on: 02/16/2019

Current College Students - Stores Executive Internship- Sonoma County- Summer 2019
Description: One of the world's leading and most recognized brands comes to life in our stores, where guests are still captivated by everything that made them fall in love with Target. Our approximately 1800 locations (more...)
Company: Target
Location: Savannah
Posted on: 02/16/2019

Mortgage Mastery Trainee
Description: Mortgage Mastery Trainee-----1900020-- Description-- D.R. Horton, Inc., the largest homebuilder in the U.S., was founded in 1978 and is a publicly traded company on the New York Stock Exchange. It is (more...)
Company: D.R. Horton, Inc.
Location: Mount Pleasant
Posted on: 02/16/2019

Current College Students - Stores Executive Intern: Western, New Jersey (Rockaway/Hackettstown)
Description: One of the world's leading and most recognized brands comes to life in our stores, where guests are still captivated by everything that made them fall in love with Target. Our approximately 1800 locations (more...)
Company: Target
Location: Charleston
Posted on: 02/16/2019

Independent Contract- Benefit Specialist 100% Work from home
Description: Are you struggle every day to keep balance with your schedule, demands of tasks, Work vs Homelife. You want to make sure that you are there for your kids when they really need it. They grow up so fast. (more...)
Company: Ameriplan
Location: Savannah
Posted on: 02/16/2019

Sitter Wanted - Interviewing For Savannah Babysitting Provider Jobs
Description: Hello my name is Lillie. I am a looking for
Company: Sitter
Location: Savannah
Posted on: 02/16/2019

Log In or Create An Account

Get the latest South Carolina jobs by following @recnetSC on Twitter!

Charleston RSS job feeds